Key Benefits Ltd

Financial, Asset and Tax Management

We assist our clients to achieve their personal and family financial goals by seamlessly combining the provision of initial and ongoing technically-based professional advice with the harnessing of an unrestricted universe of financial assets and tax wrappers.

Our Service usually comprises three elements. First comes the initial advisory process, during which we will design and refine a bespoke asset and tax planning strategy with you. We then implement your strategy. Thereafter we will manage your asset and tax positions on the basis agreed with you, and continue to provide you with all associated ongoing advice required to ensure that your planning remains on track, and that you and your family derive optimum benefit from it.

You can deal with us on the “traditional” basis, where under we provide you with professional advice and source financial products from the entire market to meet your objectives. Or you can select our Private Client Service, key features of which are as follows:

    Joined-up
    Financial Planning    		 Your Account with us will generally comprise multiple asset classes held directly and/or (variously) within pension funds, ISAs, onshore and offshore investment bonds and all forms of Trusts. All your existing financial products can be consolidated within your Account
    Coherence,
    Structure &
    Diversification    		 We can oversee the entirety of your asset and tax wrapper management requirements simply and cost effectively via our online administration platform, to which you will have ongoing access. The platform enables tracking and management of your financial arrangements via a single centralised paperless source, and can cross-link and consolidate them as integral components of a structured and focussed strategy.
    Investment
    Methodology    		 The service brings advanced multi-asset allocation techniques, usually the exclusive domain of wealthy private bank customers, to any size of portfolio. We generally favour utilising core passive management techniques to achieve market returns, selectively overlaid with active management where this is perceived to add value.
    Tax Planning
    & Management    		 Adding to your bottom line returns, assets within your Account can be continuously moved between tax wrappers, giving rise to some highly effective tax planning opportunities. Bulk purchasing power at platform level allows us to purchase a wide range of investments at zero cost, with ongoing annual management charges discounted often by up to 50%.
    Estate
    Planning    		 Our estate planning services encompass the use of Trusts, optimisation of inheritance tax exemptions and the use of schemes harnessing business property and agricultural reliefs. We provide investment and tax planning services to trustees of existing settlements, and work closely with expert private client lawyers in all areas of will planning, executorships, powers of attorney, trust and estates management and care planning for the elderly.
    Fees Our fees will usually be charged separately in respect of each of the preliminary, implementation and operational phases. All will be agreed with you in advance, and can be paid from your Account further to inception with your prior agreement. We will link our all-inclusive ongoing advisory, management and retainer fees to the value of your Account, thereby aligning our respective future fortunes 100% to the success of our efforts.

The monopoly of insurance companies and stockbrokers over many areas of retail financial services is being swept away. You can now take control. You want the ability to access the best services and investments from wherever they may be found, and you want complete transparency. You delegate these tasks to us, and we provide, buy in and and coordinate all services for you, bound together by high quality ongoing advice and technical expertise. Welcome to the new world.